Navigate The Many Options of Medicare

Medicare is a health insurance program that is federally facilitated for people age of 65 or older and certain younger people with disabilities or End-Stage Renal Disease. It can be used as sole health insurance coverage or as a backup coverage to an existing insurance plan. There are four different parts of Medicare called Part A, B, C, and D.

Part A is used to help pay hospital bills. There is typically no premium for Part A coverage if you or your spouse (depending on your marital status and length of time in the marriage) paid Medicare taxes for a certain amount of time.

Part B is used to help pay for doctor visits and other medically necessary services, including many preventative services, partial hospitalization, durable medical equipment, ambulance services, and more.

Part C, AKA Medicare Advantage, covers doctor and hospital visits and most cover prescription drugs. It includes all the benefits of A and B, except for hospice care (covered by Original Medicare).

Part D is a private plan that helps people who have Part A and B pay for their prescription drugs.

Medicare supplement insurance can be used to help pay for any expenses that Original Medicare doesn’t cover, such as deductibles, copays, and coinsurances. ere are 10 standard supplement plans, but the most popular one is Medicare Plan F because it provides the most coverage.

With so many options available, enlisting a professional can be incredibly beneficial. Roni Bell HealthMarkets Agency in Brunswick, Ohio, specializes in helping people navigate the many options of Medicare!

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. No cost or obligation to enroll. Medicare has neither reviewed nor endorsed this information. This information is not a complete description of benefits.

Do You Really Need to Go to the ER for That?

Aches, Breaks and Sprains are Best Treated at an Orthopedic Urgent Care Center

When the pain from a muscle or joint injury becomes unmanageable, many think they need to go to the emergency room. But the ER is primarily designed to serve potentially life-threatening emergencies, such as a head injury, heart attack or stroke.

The ER also has notoriously long wait times. The Centers for Disease Control and Prevention report average ER wait times to be roughly two hours. An urgent care center is another option, but you will likely be seen by a generalist, not an orthopedic specialist. In both cases, you will walk out with a referral to have a second appointment with a specialist.

Fortunately, there are orthopedic urgent care centers such as GO Ortho at the Premier Medical Campus in Westlake. is facility is started by orthopedic specialists and accepts walk-ins and same-day appointments. This enables patients to get in with a specialist to take care of their pain much sooner than typical orthopedic offices, which may not be able to get you in for weeks.

“Urgent care centers and ERs may not be equipped to provide the comprehensive care for orthopedic injuries that you would receive at an orthopedic office,” said Scott Zimmer, MD, an orthopedic surgeon with GO Ortho. “GO Ortho staff are trained to provide sophisticated treatments, advanced orthopedic imaging, and outfit patients in the latest in slings, braces, casting and other support devices.”

This walk-in clinic cares for a wide range of orthopedic conditions from acute pain resulting from a break or sprain, to chronically painful conditions like arthritis. Because you are seeing an orthopedic specialist, conditions can be quickly and more accurately diagnosed as well as properly treated.

“When patients go to GO Ortho first, they avoid the hassle of having to visit multiple doctors’ offices for the same condition,” said Alison Tobias, physician assistant with GO Ortho. “GO Ortho makes it easy for patients to get the right type of care, right away, and at a far lower cost than the ER.”

All Services You Need, One Location

GO Ortho also provides affordable imaging services the same day as your appointment. Diagnostic services such as an X-ray or MRI are offered through Premier Diagnostics onsite in Westlake. Their diagnostic services meet established and nationally recognized quality standards and are fully accredited.

GO Ortho Physical therapy is also located down the hall from the GO Ortho office. Services here are also available on a walk-in basis. Orthopedic specialists work closely with these licensed physical therapists. When an injury or illness has left you in pain or with limited mobility, physical therapy can help get you back on track and recover faster. Physical therapy is used to help people of all ages and medical conditions. If you are recommended for physical therapy, you first have an evaluation to determine range of motion, muscle strength, postural alignment and abnormalities in movement patterns, body mechanics, and quality of movement with daily activities.

Cost Savings You Deserve

Since a GO Ortho o ce visit is charged as a regular orthopedic office visit, there is a significant monetary savings to the patient. And, Premier Diagnostics offers the same high-quality X-ray and MRI services you expect from major medical systems, but at far less cost.

Emergency level visits typically come with a prohibitive cost, and many insurance carriers have begun to seriously scrutinize nonemergency visits to ER facilities. For example, Anthem no longer pays for some non emergency medical conditions treated in the emergency room in certain states.

GO Ortho is a NorthShore Healthcare practice located on the Premier Medical Campus at 25200 Center Ridge Road, Suite 1100, in Westlake. While we do advocate going to the ER when you are faced with a severe medical problem, most orthopedic pains and conditions are not life threatening and are best treated by an orthopedic specialist. The fastest way to see one is to get to GO Ortho.

For more information, visit www.godoctornow.com
or call 844.463.7669.

Want to Shape Up for Summer? Eat at home.

By Jeff Tomaszewski, Chief Life Transformer, MaxStrength Fitness

In today’s fast paced world we consume over 30% of our daily calories away from home. These less than- wholesome calories are accumulating around our waists and draining our bank accounts. So why do we eat out and shun the kitchen? Simple: convenience. We don’t have the time to toil away over a hot stove. However, evidence is mounting that we are paying big for the so-called convenience of outside food.

Obesity related diseases are on the rise, as are the number of folks who are just plain unhappy with how their bodies look and feel. Cooking at home seems to be the first step in our road to healthier bodies. Here are the top 5 reasons why you should start cooking and eating at home:

Reason #1: It’s Good for You

Hyper processed foods are harmful to our health, and that’s exactly where you’ve been getting the bulk of your calories. Even restaurant food that contains fresh produce, the chances are high that the produce is not organic or local or non-GMO. Most of us are eating less than half of the recommended amount of fiber, fruit, and vegetables, which eating at home could quickly change. Simple meals made at home with fresh produce and organic meats or eggs are nutritionally superior to over-flavored, over-processed restaurant food. Not to mention the high calorie beverages and starters that so often accompany a restaurant meal. When you eat at home you take in more nutrient-dense calories that are higher in fiber.

Reason #2: It’s Far Easier than You Think

Eating out so often has conditioned our concept of a meal to be one with complicated flavors and accompaniments. This misconception has made us fear the kitchen. But I urge you to reconsider. Meals made at home need not mirror those ordered in restaurants. On the contrary, simple is better when it comes to home cooking. Plan your entire meal around a couple of pieces of fresh produce and a wholesome, lean protein. No need for complicated sauces or sides; these are where the harmful calories hide anyway.

Reason #3: It Costs Less

Fresh, simple ingredients do not cost much. Especially when compared to the cost of prepared meals. Shopping the perimeter of the store is always a good plan. Here you’ll find the fresh produce, meats, dairy, and seafood. Venture into the aisles for oils and spices to compliment the fresh ingredients.

Reason #4: It Is Preventative Medicine

In the U.S., the annual health care expenses related to obesity is $150 Billion, according to the Center for Disease Control and Prevention. Worldwide this number is over $1 Trillion annually. These numbers are staggering and sobering when you think of all the individual lives that are being negatively impacted by obesity. Rather than waiting for you and your family members to experience the health risks related to obesity, start your own mission to cook simple meals at home and redirect your future. Remember the words of Benjamin Franklin, “An ounce of prevention is worth a pound of cure.”

Reason #5: It Reduces Body Fat

Eating at home is also one of the best ways to reduce your body fat. Meals eaten at home contain an average of 200 calories less than meals eaten out. Let me tell you, a reduction in 200+ calories per meal will quickly translate to pounds lost!

Start today, and don’t be afraid to start small. Pick one meal that you’ll make at home either today or tomorrow, and write down your simple menu and grocery list. And let’s not forget the place that a challenging, consistent exercise program has in your quest for good health and a fit physique. At MaxStrength Fitness our programs are specially designed to shed fat and to build muscle in all the right places.

www.maxstrengthfitness.com

7 Surprising Reasons to Hire an Event Planner

When you’re hosting your first event and trying to keep costs down, hiring an event planner might seem like an unnecessary expense. But it’s not. Here are seven surprising reasons to hire an event planner…

Want your event to look cool like this? You probably need an event planner.

Reason #1: You’ll save time.
There are details you don’t have to be bothered with. An event planner knows the ins and outs of event logistics. Hold a strategy meeting right at the beginning of the planning process, that way your planner will know exactly what your needs are. The planner can run meetings with the hotel and the videographer and the furniture guy and the A/V people. You will literally be able to count the hours having an event planner saves you.

Reason #2: You’ll save money.
This is the reason you think might be the opposite of what you’d expect. Most people think because you are paying the event planner, you’re spending more money, right? Not so. Once your planner knows what your budget is (and how strict you are about sticking to it), s/he can work with vendors to save you money on all kinds of things. They usually know which vendors would be willing to work on price and where you have some wiggle room. Because s/he has relationships with vendors already from past events, it’s easier to ask them for things than it is for you. In the long run, an event planner can save you the money you spent hiring him/her, and then some.

Reason #3: You’ll have a better looking event.
Left to your own devices, you probably would have a fairly sparse event, sans decoration. Most people think in terms of technical and practical needs. But event planners know that part of what makes for a great event is that it looks and feels great. There are tons of details like this that first time event hosts would never think of on their own. Things like, did you know that if you angle your audience chairs a certain way, it makes them feel more involved and engaged?

Reason #4: You’ll host your event at the right place.
Where you should host your event- what city and where in the city- depends on the kind of event you’re hosting and what your goals are for the event. Your event planner will help you choose a venue that can help you meet your goals for your event. This is something that can affect attendance, sales, and a whole bunch of other stuff.

Reason #5: You’ll have good people doing good work.
Event planner know not just one great videographer, but several. Because of the number of events they do with each of these companies, they usually know the pros and cons of each and can help you make the best choices and stay on-budget.

Reason #6: You’ll eat.
With all the details that an event requires monitoring, you can’t exactly run out for a quick bite somewhere. Your planner can arrange for meals to be brought in or preordered during the set-up day. Also, during the actual event you are then able to enjoy the meal with your guests instead of running around worrying about the timeline of the evening.

Reason #7: You can breathe.
When you’re planning an event, doing everything yourself is a very, very big job. And it gets stressful. As soon as you hire an event planner, you can breathe. You can step back, regroup, focus on the things you know the most about. Because someone else is handling the details of the event itself, you can be more focused on making your guests feel welcome and comfortable.

Interested in learning more about hiring an event planner? Check out Creative Transformations at www.ctstyling.com.

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Teri is an Akron native with over 20 years of experience in the creative arts. Her focus is a mix of wardrobe styling, set design and event management. Teri’s experience ranges from intimate social parties, weddings to large fundraising events. Learn more by visiting her website www.ctstyling.com.